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So, what now?

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The past two and a half years have been extraordinary, and it does feel like the world has and is changing under our feet.  During times like these, it’s important to zoom out, especially when our thought process becomes more tuned to what is happening in the immediate I feel that where we are now…

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Equity Release – A more modern approach

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Frequently asked questions & concerns Aspen Financial Services has been providing advice to clients seeking to borrow money into retirement since we were established 15 years ago Our mortgage advisers have a wealth of experience, with over 26 years providing advice.  During that time, regulation and product innovation has moved on, creating a much better…

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Are you feeling the pinch?

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Lifetime mortgages could provide a solution Worried about the rising prices of day-to-day items UK consumers are feeling the pinch of our outgoings getting ever higher. The increased costs for food and energy bills, more commuting costs as many return to the office, plus increased socialising have started to bite Most people’s supermarket spend also…

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The value of a home

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The best time to plant a tree is 20 years ago, the second-best time is now   I am currently getting used to the idea that my daughter is leaving home.  It’s not an easy process, mainly because she doesn’t know about it yet. To be honest, I’m not throwing her out, she’s just 16,…

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The proof of love is the obsession to protect

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When she was little, I read my daughter fairy tales with dragons in them. Not because I wanted her to believe they existed, but to believe they could be defeated   Being a parent working in financial services, I strive to make sure my daughter embraces financial wellbeing, because the foundation of her future relies…

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It’s not all TikToks and Likes

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When all is said and done, there is often more said than done Following on from my previous blog “Teaching children the value of money”, I have reached a new chapter; As an adviser, I live the statement above, clients do not always take our advice, or may only take parts of it.  As I…

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The Big Warm Up – Helping the Homeless

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During September 2019 we teamed up with Epsom & Ewell Families to support homeless charity The Big Warm Up The charity help the homeless of Surrey and London living on the streets to stay warm You can find them on Facebook

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Coronavirus & My Investments

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Bank of England Governor,  Andrew Bailey speaking after taking over Monday 1 week after a cut in interest rates and eased capital requirements on Banks as part of a co-ordinated stimulus with Rishi Sunak’s Budget “Disruption to the economy had clearly taken place over the last week, and the aim of the Bank and the…

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Covid-19 and Me

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Well, that escalated quickly! There we were, December 31st looking ahead to 2020, summer sporting events, concerts, Summer and so on And here we are now… There’s a lot to think about, even worry about…..toilet roll for example Most of us rely on some form of invested money for our pensions, ISA savings etc, and…

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Planting the seed

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All great change is preceded by chaos During the next 12 months, I prepare to help my daughter navigate her final year of full-time school and for the first time in a long-time, I have considered what the world of thinking about a career might look like Guiding clients through the constant changes facing investment…

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The Only Way is Ethics

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The Only Way Is Ethics Since we opened our doors we have helped clients build investment strategies that align with their risk profile, timescale and values The way in which people live and engage with political, climate and corporate issues has changed dramatically in recent years One of the ways clients like to engage is…

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Protecting, Rewarding and Perks

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Rewarding you through fitness Whether you invest or protect, discounts and incentives are a key part to add value to your policies.   Whether you are an investor or seeking to protect yourself or your family against illness, death or to attain the piece of mind of Private Medical Insurance, getting greater value from your…

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Managing Investments during turbulent times

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2018 has been a rocky road for investors, with any number of data charts, historic analogies and fables to consider The economic cycle is a changing dynamic and periods of uncertainty can make even the most resolute saver worry.  In the immediate aftermath of drops in ‘markets’, nervous investors can make the situation even less…

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Teaching children the value of money

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We need to talk about money early It’s amazing the thoughts you have when riding through the lovely local parks I can’t remember exactly when it started, but I have more and more clients coming to me in their retirement years, seeking to release money from their home to fund retirement, repay mortgages and debts, and…

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Financial Wellbeing

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A small leak will sink a great ship   We have all seen versions of Maslow’s Hierarchy of Needs (I added essentials for the new Millenium) How to juggle the important stuff like the impending MOT, bikini body/panic saving for the holiday, while also organising the things other adults seem to manage, like Wills, Mortgages…

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Saving for children

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Sometimes the questions are complicated and the answers simple… Dr. Seuss   “what do you want to be when you grow up”? That’s where it starts, but really, should it be Who, not, What?   After the first few years of planning soft play parties and buying £10 presents in every sale, because there is always…

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Bedfont & Feltham Football Club

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We are proud sponsors of the Under 7s youth team Grassroots sports clubs play a vital role in the local community.   Helping people stay fit, healthy and develop an individual’s sporting talents, they also bring people from the local community together. Giving young people the opportunity to meet new friends from different backgrounds, as well…

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Tedd800

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During 2017, Teddington reached its 800th birthday and Aspen celebrated its 10th birthday To honour this very significant anniversary (the Tedd800 one), Teddington held a big festival of events throughout the Summer and Autumn. Encompassing all the many interests and aspects of our town, whether that is sport, fun, art or history, recognising our sense…

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What is happening to stock markets

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Why have the markets fallen? Social Media celebrated the end of January, after a month that felt like a year.  It also heralded in the start of results and outlook season The investment and bond markets, however, ended an extended period of growth with a return to some sharp falls.  Here’s our view as to…

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