\nSeedbanks are now an important part of our infrastructure. Mexico has over 60 types of corn. But, industrialisation caused a sharp decline in species and, therefore local employment. Now these are being re-planted long-lost species and creating secondary incomes to farmers<\/h5>\n<\/li>\n<\/ul>\n![\"\"](\"https:\/\/aspenfs.co.uk\/wp-content\/uploads\/2019\/09\/20190914_140959-169x300.jpg\")
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The World\u2019s 7th largest economy<\/h3>\nDon\u2019t @ me on this, it\u2019s an important perspective, based on the perceived Gross Domestic Product we extract from its resources and their value to various industries<\/h5>\nThis Blue Economy is a big issue for us all and in the World Ocean Summit and subsequent commissions, there is a great deal of movement and need for investment in solutions to Protect, Impact and create Solutions.<\/h5>\nThe Blue Economy will require a great deal of expertise and long-term strategy, providing for an incredible growth opportunity for new industry<\/h5>\n
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Impact Investing<\/h3>\nThe way that we viewed ethical investing over the last few years has started to change<\/h5>\nHistorically, Ethical meant Avoid (weapons, tobacco, alcohol, animal testing, etc)<\/h5>\nDuring 2015, the UN published their Sustainable Development Goals, with a 10-year target date. These SDG\u2019s have become a regular part of investment discussions, with the expectation that Impact Investing will be the next big driver for growth<\/h5>\nWhile this has been prevalent in some market places, the private and retail markets are just starting to take note. Two fund managers have launched Positive Impact funds this month.<\/h5>\nOne of the key drivers is the inter-generational transfer of wealth, and the younger generations care and want this style of investment in their portfolios<\/h5>\n
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Societal changes, in smaller economies form a large part of the SDG\u2019s, which will have the effect of benefitting emerging economies, which those countries desperately need<\/h5>\nTo put some of the growth in this sector in perspective, the Danish renewable energy firm Orsted, moved from fossil fuels to green energy around 10 years ago.<\/h5>\nIt now owns most of the wind farms offshore in UK, Germany and Netherlands. Its current Price\/Earnings ratio is 24.3 times, meaning for every \u00a31 invested a UK investor would receive \u00a323 income or return<\/h5>\nOther styles of Impact Investing will include childcare and dependent care provision packages as part of salaries, so that parents can return to workplace with greater ease<\/h5>\nIn 2001 you had a 50\/50 chance of finding a beach in the UK where the water was fit to swim in. Now 92% of the UK\u2019s beaches are deemed \u201cexceptionally clean\u201d<\/h5>\n
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Money where my mouth is<\/h3>\n![\"\"](\"https:\/\/aspenfs.co.uk\/wp-content\/uploads\/2018\/01\/pexels-photo-767197-300x200.jpeg\")
To close my own circle, I have saved regularly into an Investment ISA for my daughter and when she reaches the point of deciding where education or career goes next, we will have a conversation, where she gets to choose between spending or borrowing\u00a0 for education, or keep going and save for housing (trips to the Maserati showroom are barred)<\/h5>\nBy saving regularly, I can explain the consistency of application, even though there were times when spending seemed more agreeable than saving<\/h5>\n<\/h5>\nIn a bid to make the investment process relevant, I have invested in funds that specifically target Robotics, Smart City infrastructure and Water provision, which I feel will resonate with her own interests and view of the future<\/h5>\nSmart city funds seek out new and ecological ways that cities are developing, transportation, waste, energy and social cohesion<\/h5>\nWater funds invest in companies enagaged in the processing, delivery and technological and environmental services of water provision<\/h5>\nFinal thoughts<\/h3>\nIf only I had a \u00a31 for every sentence that went \u201cwish I\u2019d bought my gran\u2019s house in the 90\u2019s\u201d, \u201cwish I\u2019d bought those Bitcoins earlier\u201d, \u201cshould\u2019ve bought those shares when they crashed in 2008\u201d and so on<\/h5>\nReality is this, what stopped you then, will stop you now<\/h5>\nWilliam Hill posted a \u00a363.5 million loss due to the caps put on Fixed Odds betting terminals. Our relationship with risk is based too succinctly in the short-term and we need to re-educate ourselves on investing for the longer-term and how the risk\/relationship works<\/h5>\nBecause if I have learnt one thing from the wealthy over the years, it\u2019s that they invest in long-term strategies to maintain a solid foundation for all their generations<\/h5>\nThe day you plant the seed, is not the day you eat the fruit<\/h2>\n
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All great change is preceded by chaos During the next 12 months, I prepare to help my daughter navigate her final year of full-time school and for the first time in a long-time, I have considered what the world of thinking about a career might look like Guiding clients through the constant changes facing investment […]<\/p>\n","protected":false},"author":2,"featured_media":715,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[4,5],"tags":[],"_links":{"self":[{"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/posts\/700"}],"collection":[{"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/comments?post=700"}],"version-history":[{"count":0,"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/posts\/700\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/media\/715"}],"wp:attachment":[{"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/media?parent=700"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/categories?post=700"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aspenfs.co.uk\/wp-json\/wp\/v2\/tags?post=700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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